DIRECT CALIFORNIA PRIVATE MONEY MORTGAGE LENDER
Click here -> (818) 917-4145 - Call/Text 24/7
Why Choose PMS?
8 THINGS THAT SET US APART:
o 9.99% and 1.5pt on low LTV deals
o Up to 80% LTV on purchases
o Owner-occupied for business purposes
o 1st, 2nd, and 3rd mortgages
o Lines of Credit
o Up to 24 Month terms!
o Close in as little as 5 Business Days
o No upfront application fees!
General Lending Parameters
Interest Rates
Interest Rates
Interest Rates
- Starting at 9.99% in 1st Position
- Starting at 11.99% in 2nd Position
Loan to Value
Interest Rates
Interest Rates
- Up to 80% LTV for Purchases
- Up to 70% for Refinance
Loan Amounts
Interest Rates
Origination Fee
- Range: $300K - $15M
- Preferred Sweet Spot: $1M - $10M
Origination Fee
Origination Fee
Origination Fee
- Starting at 1.5 Points in 1st Position
- Starting at 2.5 Points in 2nd Position
LOAN MATURITIES
Origination Fee
LOAN MATURITIES
- 12, 18 and 24 month terms (Extensions Available)
Location
Origination Fee
LOAN MATURITIES
- California Only
Types of Loans
Types of Properties
Types of Properties
- Acquisitions
- Refinance
- Cash Out
- Lines of Credit
Types of Properties
Types of Properties
Types of Properties
- Residential
- Commercial
- Owner-Occupied, Business Purpose OK
Lien Position
Types of Properties
Time to Fund Loan
- 1st, 2nd & 3rd Mortgages
Time to Fund Loan
Time to Fund Loan
Time to Fund Loan
- 5 - 10 Business Days Average
WHO WE ARE
Our Company
- Private Money Solutions is a direct hard money lender in Los Angeles, NOT a broker. We provide fast mortgage loans simply based on the equity in your property.
- Over $3 Billion funded since 2001!
- Over $450 Million+ loans under management
- Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
Our Process
We evaluate the deal over the phone and immediately issue our letter of interest if we like the deal. Once the LOI is signed and returned in most cases we are at the subject property the very next day for our walk through. From there it’s just a matter of a few more days to produce loan docs, sign, fund and record. That’s it!
What Is Hard Money?
Hard money loans are mortgage loans that are offered by private individuals rather than financial institutions such as banks or credit unions. These individuals are known as “hard-money lenders.”
Why would anyone need to use private money?
Typically borrowers come to us because of 1 of 3 reasons:
- Their credit score is too low for a bank program.
- Their tax return doesn’t qualify them for a bank loan.
- They need to close very quickly.
CONTACT US Call PMS for wholesale pricing today. Available 24/7. Call, text, or email your loan scenario for a fast response.
Call/Text: (818) 917-4145 or Email: info@pmshardmoney.com
Copyright © 2025 PMS - All Rights Reserved.
This website uses cookies.
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.